You are now leaving Franklin Bank's website and going to the website of the Council for South Texas Economic Progress, Inc. ("COSTEP"), Franklin Bank's origination and servicing agent for Federal Stafford, Parent PLUS, Graduate PLUS and Consolidation loans. When you click on Continue, you acknowledge that Franklin Bank does not control the COSTEP website content or all activities or policies of COSTEP and does not provide the products and services depicted on the following COSTEP webpages. Franklin Bank's privacy policies do not apply to the following COSTEP webpages. Please consult the privacy disclosures on the COSTEP website for further information. Student loans are subject to applicable statutory and regulatory requirements and Bank guidelines; some require credit approval. Rates, products and programs subject to change without notice.